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집을 자녀에게 양도하고, 그 집에서 살수 있는 방법 아시면

집을 자녀에게 양도하고 그 집에서 쫒겨나지 않고 살수 있으나,,

질문은
집을 자녀에게 양도하고, 부모가 더 이상 주인이 아니고도
그 집에서 살수 있는 방법 아시면?

;Life Estate Deed;
법적으로 부모 [original homeowner ("transferor")]가 주인,
(집을 양도하고 평생 살수는 있지만,)
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이것도 부모 [original homeowner ("transferor")]가 주인,
(집을 양도하고 평생 살수는 있지만,)

;In a California, Qualified Personal Residence Trust (QPRT),
Grantor (original homeowner) initially owns the home.
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;Gift Deed (Outright Gift):
이것은 완전 양도, 자녀가 내쫒으면 부모는 나가야한다.
재평가로 갑자기 올린 부동산세, 자녀가 내고.
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자녀에게 집을 양도하고도, 쫒겨나지 않고 살수 있나요

Can I live in my house while transferring ownership to my children?

Yes, it is possible to transfer your house to your children and still live there.
This can be done through several methods:

Life Estate: 부모가 주인,
Who is owner on Life Estate in California?
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Remainderman (The future owner):
부모가 죽은 다음에 자녀가 주인,
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Transfer-on-Death Deed of property in California.
이것도 부모 [original homeowner ("transferor")]가 주인,
(집을 양도하고 평생 살수는 있지만,)

notify heirs, and notify Medi-Cal (if applicable) to claim the property.
-Type of Ownership: If multiple beneficiaries are named, they typically inherit as tenants in common, meaning each can sell or will their share separately.
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Gifting with Retained Rights in California.
부모와 자녀 모두가 주인, 그러나 동의 없이 맘대로 팔수 없다.
In California, with a "gifting with retained rights" arrangement (known legally as a
retained life estate),
both the original owner (the life tenant or grantor) and the recipient (remainderman or grantee) are considered owners, but of different interests.

Life Tenant (original owner/grantor): This person retains the present possessory interest, which means they have the absolute and exclusive right to use, occupy, and control the property for the duration of their lifetime. They are also responsible for property taxes, insurance, and maintenance.

Remainderman (recipient/grantee): This person owns the future interest in the property.
They have a vested legal ownership interest but no right to use or occupy the property until the life tenant dies. Upon the life tenant's death, the remainderman automatically becomes the sole and full owner without the need for probate.
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# 양도세 문제, Transferring Tax;

동산, Gift Tax Considerations;
When transferring property as a gift, it may be subject to gift tax. In 2025, the annual gift tax exclusion allows individuals to give up to $19,000 per recipient without reporting it to the IRS.
Gifts exceeding this amount may require filing a gift tax return and could count against the lifetime gift/estate tax exemption.

양도 소득세, Capital Gains Tax;
If the property has appreciated in value, the recipient may face capital gains tax when they sell it. The gain is calculated based on the difference between the sale price and the original purchase price (or adjusted basis) of the property.

상속세, Inheritance Tax;
If property is inherited, it may be subject to estate tax, depending on the total value of the estate. However, inherited property typically receives a step-up in basis, which can reduce capital gains tax for the heir.

주별 특정 세금, State-Specific Taxes;
Some states impose additional taxes on property transfers, including transfer taxes or reassessment of property value for tax purposes.
Understanding these implications is crucial to avoid unexpected tax liabilities when transferring property to family members.